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Key Essential Factors to Consider Before Buying a Car

  • November 21, 2020
  • Kevin Benoit
Before Buying a Car
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Are you one of the individuals who believe that a car is a car as long as it takes you from point A to B? If so, then you may have to experience inconvenience for you to change your mind; cars and not the same, and each may serve you differently. Hence before buying a car, these are the key factors you need to consider.

Determine Your Budget

The total money you are willing to spend on a car will determine what brands or types you can settle for. You may pay either through cash, lease, or financing.

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When making cash payments, you have to factor in the insurance, sales tax, and registration fee. A sum of all these expenses is the total cost of the car.

With leasing or financing, you have to commit to monthly payments. You also have to consider the insurance premiums, gasoline costs, and annual registration charges. Your credit score and history will significantly determine your financing options.

Research on What You Need

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After coming up with your budget, it’s best to decide what brands you can afford within your price range. You can find out more about your dream vehicle by going through car news Australia.

Proper research will yield useful information such as the cost, availability of spare parts, or the year.

Data such as the car manufactured year may seem trivial, but some lenders may use such information to determine how much to lend you. The general rule is that the older the model, the less expensive it is.

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When settling for a given type of car, it has to meet your requirements. In researching, make price comparisons from different dealers and only settle for the best agreement.

Determine Whether It Will Brand New or Second Hand

Your budget also determines if you have to choose a brand new or pre-owned car. Most times, a brand new one will be costly compared to pre-owned ones. When settling for a used car, ensure it is in excellent condition, and you can get an expert on the vehicle.

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The previous owner has to certify that the car is roadworthy, has a warranty, and a clean history.

Features of The Car

If you are buying a brand-new car, you may want to consider the technology and safety characteristics. Examples of safety features include back cameras, adaptive headlights, and automatic parking. When going for a test drive, you can test the comfort when driving or the blind spot view.

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Technology-wise, you may need to choose between an automatic or manual car. The manual type consumes more fuel than the automatic ones.

Timing

Motor vehicle dealers usually clear their stock during the year-end to create space for new models. The period starting from October is best since you get trade-ins and incentives from dealers. Besides, you can get better financing deals from financers such as rebates and low-interest rates during the end of the year. Thus, use such a time to buy a car and get a better deal than during the rest of the year.

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Before buying a car, read the reviews from car news Australia, consider your timing, car features, decide between pre-used and brand new, and finally establish your budget.


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Kevin Benoit

Kevin Benoit is the editor of Parlé Magazine. He founded the magazine while in college and continues to run it today. Follow him on IG: @parlewithme Read more articles by Kevin.

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